Life is a game of Monopoly. I’ve always hated Monopoly. It’s fun for the first 30 minutes buying up property and circling the board collecting cash along the way. The next 5 days are painful. To make it to the end of the game you have to crush all your opponents by taking all their loot and property. It’s a ruthless game. Perhaps it should be renamed Life ‘cept I think that name is already taken.

Circling the board gives you ample opportunities to collect Chance cards. These cards can land you in jail. But sometimes you get the coveted “get out of jail free” card. Hang on to this card! You are going to need it! Like Monopoly, life, real life not the game, forces you to collect chance cards along the way. Get a new job, lose your job, find new love, pay taxes, win the lottery, have a baby, lose a loved one. Things along those lines. One rarely gets a real life get out of jail free card. BUT…this is where I can help. One must know what freebies they have in order to take full advantage of life’s curve balls.

For me this came in the form of a phone call to the insurance company after my car window and brake light had been smashed out by an evil gust of wind in Lehi. Stupid Utah County. This would have never happened in the SLC. When I called to report the incident to my insurance agent he told me things would be covered under comprehensive insurance. He then mentioned there was an “accident forgiveness” on my account. I inquired to what this meant and he told me the next accident is on them. Get out of jail free (smirk). I graciously thanked him for the information and assured him that I would not disappoint.

I could confess all the ideas I’ve come up with to maximize my accident forgiveness BUT that’s never a good idea. The point is to simply know what you’ve got to give and then give it your all. You’re welcome.